Unclaimed Assets: Find and Claim Lost or Unredeemed U.S. Savings Bonds

Bureau of Public Debt: Savings Bonds / Postal Savings System / Treasury Bonds, Bills & Notes

Find Lost Bonds - U.S. Savings Bonds Search

Unredeemed Bonds Lost Bonds Undelivered Bonds Postal Savings Bonds Safekeeping Bonds Treasury Bills

Unclaimed Money Search - US Savings Bonds

► Unredeemed U.S. Savings Bonds at Final Maturity

The value of unredeemed bonds which have reached final maturity and are no longer earning interest currently exceeds $17 billion. With added interest, an unredeemed bond may be worth more than five times the original face value.

Less than 1% of all bondholders only owners of Series H and HH bonds - are notified when their bonds reach final maturity. All others, including holders of Series EE U.S. Savings Bonds and family members whose deceased relatives may have owned bonds, must take affirmative action to replace or redeem lost or matured securities.  ...

► Lost, Stolen or Destroyed Bonds

To replace lost, stolen or destroyed bonds you will need to submit Treasury Form PD F 1048. You will need to describe the missing bonds, including approximate issue date, face value, full name and social security number on the bond; as well as bond serial number and date the loss was discovered. 

Circumstances of the loss must be explained, i.e. whether they were lost, stolen or destroyed. If stolen, a police report should be included. If destroyed, missing pieces, if any, should be attached. You are given a choice of receiving substitute bonds or a cash payment. ... MORE

► Undelivered Savings Bonds

Each year, over 15,000 savings bonds and 25,000 bond interest payments are returned to the Department of the Treasury as undeliverable, either due to the expiration of a U.S. Postal Service forwarding order, or because an incorrect address was supplied. ... MORE

► Lost Bonds in a Safe Deposit Box

Many people store bonds and other securities in safe deposit boxes. The contents of safe deposit boxes with expired leases and no further rental payments eventually revert to government custody.

Be aware most states auction off the contents of escheated boxes after one to three years. Although the cash received may always be available for claim, items of personal significance may be lost forever.  ...  MORE

Safekeeping Bonds

In 1935, the U.S. Treasury initiated a safekeeping program which allowed individual investors to store bonds in vaults at Federal Reserve banks. At the end of 1972, over 700,000 matured bonds worth $50 million were held. Almost half belonged to World War II and other veterans. Although safekeeping services are no longer offered to the general public, the Army, Navy, Marines and Air Force provide storage for up to one year after a member leaves service. .. MORE

Unclaimed Money Search - Find Lost Savings Bonds

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► Postal Savings System - Postal Savings Certificates, Stamps and Bonds  

The Postal Savings System was established in 1911. Postal Savings Certificates were issued as proof of deposit. At inception, certificates were issued in denominations up to $100. By 1947 - the peak - four million investors had $3.4 billion on deposit.

Postal Savings Stamps were introduced in 1940; redeemable for Postal Savings Certificates or Series E Defense Savings Bonds - War Bonds. Postal Savings System deposits could also be exchanged in amounts of $20 or more for Postal Savings Bonds, which yielded 2.5 percent interest. Available in either registered or bearer form, issued in denominations of $20, $100, and $500, they had a maturity date 20 years from issuance.

The Postal Savings Bond program was terminated on July 1st 1935, replaced by U.S. Savings Bonds issued by the Bureau of Public Debt. The official end of the remaining investment program came on July 1st, 1967. Fifteen years later, certificates worth $59 million still had never been redeemed.  ...  MORE

Other Unclaimed Government Securities - Treasury Bonds, Bills and Notes

In addition to savings bonds, the U.S. Treasury also has billions of dollars in outstanding bearer and registered securities. Treasury Bills are short-term government securities with maturities ranging from a few days to 52 weeks. Treasury Bonds pay interest every six months and mature in 10-30 years. Treasury Notes have maturities of 2, 3, 5, 7, and 10 years, and pay interest every six months.

Series I Bonds earn interest based on combining a fixed rate which remains the same throughout the life of the bond, and a variable inflation rate calculated semi-annually, based on changes in the Consumer Price Index. They continue to earn interest for up to 30 years.

Treasury Inflation Protected Securities (TIPS) pay inflation-adjusted interest every six months and are issued in $100 increments with maturities of 5, 10, and 30 years.  ...  MORE

► Payment Reissue Request for Previously Redeemed Savings Bond Payment

To request reissue of a lost check issued in connection with redemption of Treasury securities use Form PD F 5235. Use Form PD F 5236 to make a claim for proceeds of a fiscal agency check which is shown to have been paid but for which you never received funds. ... MORE