Unclaimed Assets: Find and Claim Lost or Unredeemed U.S. Savings Bonds

Bureau of Public Debt: Savings Bonds / Postal Savings System / Treasury Bonds, Bills & Notes

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Unclaimed Money Search - US Savings Bonds

► Lost, Stolen, or Destroyed Bonds - Serial Numbers Known

To replace lost, stolen or destroyed bonds you will need to submit Treasury Form PD F 1048 - Claim for Lost, Stolen or Destroyed United States Savings Bonds.

You will be asked to describe the missing bonds, including approximate issue date, face value, full name and social security number on the bond; as well as bond serial number (see below) and date the loss was discovered. 

Circumstances of the loss must be explained, i.e. whether they were lost, stolen or destroyed. If stolen, a police report should be attached. If destroyed, missing pieces, if any, should be attached.

You must attest to, under penalty of perjury, all of the information entered; and the form must be certified with a financial institutionís corporate seal, signature guarantee stamp, or Medallion Guaranty. Notary certification is not acceptable.

If approved, you will be offered a choice of receiving substitute bonds or cash payment. The form must be completed and signed by all persons named on the bonds. If a bond owner is now deceased, a copy of the death certificate must be included. If you are acting as the legal representative for a deceased owner, minor or incapacitated owner, you must provide a power of attorney or certified copy of your letters of appointment.

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► Lost, Stolen, or Destroyed Bonds - Serial Numbers Unknown

If you don't know the serial numbers of missing bonds, recovery becomes more complicated. In addition to form PD F 1048, also submit Treasury Form PD F 2490 - Description of United States Savings Bonds/Notes

On this form you will list a description of bonds which are currently in your possession; by series, denomination, serial number, issue date, and registration. The purpose is to avoid redundancy in the search for missing bonds.  

To conduct a thorough search, you should also furnish as much of the following information as is available: the approximate month and year the bonds were purchased; all names (including middle names and initials) which could appear on the bonds; all addresses (street and number, city and state) and the dates each address was used; and all Social Security numbers which may have been used by the purchaser (if a gift) or recipient.

Note bond records dating back to 1935 are kept on microfilm, so allow some time for a thorough search. Additional forms may be required if you are not the owner of the bonds, if you are a minor, or if the owner is deceased and you are legally entitled to the proceeds.

If a third party is either responsible for, or can corroborate the circumstances of the loss of your bonds, also attach Treasury Form PD F 2243 - Supplemental Statement for United States Securities